Vehicle Insurance
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Products
1
Sapphire ++
Zero Depreciation
Engine Cover
Tyre Cover
Consumables
Return to Invoice (RTI)
2
Sapphire +
Zero Depreciation
Engine Cover
Tyre Cover
Consumables
Return To Invoice (RTI)
3
Pearl +
Zero Depreciation
Engine Cover
Tyre Cover
Consumables
Return To Invoice (RTI)
4
Pearl
Zero Depreciation
Engine Cover
Tyre Cover
Consumables
Return To Invoice (RTI)
Why Zero Depreciation?
Zero Depreciation is an add-on cover under which the insurance company does not charge the depreciation sustained by the insured car. A policyholder can claim 100% Value (total cost) of replacement of car parts in case of accidental damage.
Without this add-on, policyholder can claim only 50% value (half cost) of the damaged parts.
Why Tyre Cover?
A tyre cover is a car insurance add-on cover that gives coverage for the repair and replacement cost of tyres. This add-on cover provides insurance cover for accidental loss and damage or cuts to the tyres (very common on bad roads) in addition to the labour charges incurred during the repair or replacement of tyres. Hence, it is advisable to include this coverage.
Why Engine Cover?
An engine protector cover is an add-on that protects you from the financial risk associated with the engine of the car. These risks include leakage in lubricating oil, water ingression, hydrostatic lock, physical damages to gearbox, pistons, connecting rods, etc. It is not included in the basic coverage of the policy. Hence, it is advisable to include it in your coverage.
Why Return To Invoice?
Return to Invoice or RTI is a cover that is part of comprehensive car insurance plans. The add-on allows you to receive compensation equal to the car's invoice value i.e., the purchase price of the car. The claim applies when a car is stolen or when it is beyond repair (irreparable damage).
Third Party Liability
Third-party insurance is a mandatory motor insurance policy that covers third-party related financial and legal liabilities caused due to an accident from an insured vehicle. Third-party insurance offers compensation in case of third-party death, injury and property damages.
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